Before you start looking at homes, before you are falling in love with a home make sure your finances are straight. You might qualify for a million dollar home, but you might not be comfortable with a mortgage payment for a million dollar home. You might have some blemishes on your credit that need to be corrected prior to purchasing a home. No matter what your situation is, contact a lender first.

As a real estate agent, I always get calls from buyers that haven’t made an application with a lender yet and I see it all the time that buyers fall in love with a certain home just to learn that they don’t yet qualify or that the monthly payment is a little bit out of their comfort zone.

Purchasing a new home is a commitment and you want to make sure your finances are where they need to be to making that step.

You can always start looking at homes until your pre-qualification or pre-approval letter is issued. You can easily look at homes on my website at: www.ClaudiaSNelson.com  Starting your search online until the lender gives you the official go ahead is always a great idea. This way you already know what homes are out there and what you might like.

If you have questions or would like to be connected with a lender contact me today at 571-446-0002