Category Archives: Woodbridge VA

Low or Zero down payment for your Woodbridge VA Home

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Low or Zero down payment for your Woodbridge VA Home 
No, you don’t need a 20 percent down payment to purchase a home. Of course the more money you put down the lower your monthly payment will be, but having said that you can get loans with much lower down payments.

As a Realtor I often hear the following from potential home buyers:

“Can I purchase a home without any out of pocket money?”

“How much money do I need to purchase a home in today’s market?”

How much money do I need to purchase a home in today’s market and Can I purchase a Home without any out of pocket money?

The answer really depends on the type of loan you qualify for.

VA Loan – If you currently serve in the military or you are a veteran you can use your VA eligibility and purchase a home with ZERO down payment. With a VA loan you do not have to pay a down payment and if you can negotiate closing cost assistance from the seller you have a good chance to purchase a home without having to bring money to the table! YEAH.

VHDA This is a loan through FHA that also does not require a down payment. You are reading this correctly ZERO down payment with a VHDA loan. VHDA has income restrictions. For more details on VHDA and to see if you qualify please click here

FHA This has been a very popular loan over the past few years as it is widely available and offers the lowest down payment 3.5 % . FHA will also allow you use gift money for the down payment. So for example if your parents or anyone else close to you give you gift money to use for a home purchase, FHA has a process for that.

Conventional Financing This type of financing requires anywhere from 5 % – 10 % for primary residence and for investment properties 20 % to 25 %. Conventional Financing has its advantages in today’s market as it is less expensive for the seller and generally also has fewer restrictions when compared to FHA and VA.

CASH Cash is King. Cash transactions can close much quicker then financed transactions.

To figure out which loan program will work for you and what you will qualify for you should contact an lender immediately. Click here to apply for a Loan.

Let’s not forget the CLOSING COST!

When you purchase a home there will be closing cost that the buyer will have to pay, but NO WORRIES! The buyer can ask the seller for closing cost assistance. Speak with your Realtor to come up with a strategy. You can purchase a home without having to pay a down payment or closing cost. The last few buyers that I worked with didn’t have to pay a down payment or closing cost.

What are the out of pocket costs to a buyer?

When you make an offer the seller will require an Earnest Money Deposit. In the Woodbridge Virginia area the Earnest Money ranges anywhere from $1000 – $7000. The higher your Earnest Money payment the more serious the seller will take your offer. After your offer is accepted and you are on your way to home ownership the Earnest Money will be deposited in an escrow account until closing and then applied to your funds.

Home Inspection

This will be your next out of pocket cost. Within a couple of days (generally 10 days or less) a Home Inspection will be conducted. You will pay the Home Inspector after the inspection generally by check. The Home Inspection will cost anywhere from $ 200 – $ 700 depending on the home that you are purchasing.

Appraisal

Most of the time the cost for the appraisal will be paid at closing. However your lender might ask for a credit card to secure the cost for the appraisal. Cost of the appraisal is anywhere from $ 300 – $ 600.

Homeowners Insurance

You will have to apply for homeowners insurance. With most insurance companies the insurance will be paid at closing, in some instances you might have to pay the insurance upfront.

So I guess the answer to the question can I purchase a home without any out of pocket money is YES and NO. You will always need money for items such as, Earnest Money Deposit, Home Inspection, Appraisal or Insurance, but if your Realtor can negotiate closing cost assistance for you and you qualify for one of the ZERO down payment loans the answer would be yes.

Call me today at 571-446-0002 or start looking for homes online at www.ClaudiaSNelson.com


Brought To You By
Claudia S. Nelson Real Estate Team
571-446-0002
Claudia S. Nelson is an award-winning, #1 Real Estate Agent with Keller Williams of Woodbridge in Woodbridge, Virginia.  She specializes in making the home buying and selling process easy.  The home buying process has changed dramatically over the past few years.  Nowadays, most buyers start their search online when looking for a home.  Claudia S. Nelson has mastered the art of internet marketing.  The hardest part in selling a home is finding the right buyer.  With Claudia S. Nelson’s internet presence and marketing approaches, she is able to sell your Prince William County, Woodbridge VA homes and homes in Northern Virginia faster and for top dollar. To see how Claudia S. Nelson can help you sell your Woodbridge home or purchase a home in Prince William County, Nothern Virginia, Woodbridge VA, contact Claudia S. Nelson at 571-446-0002 or visit www.ClaudiaSNelson.com

Are you making your landlord rich? The cost of Renting

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Are you making your landlord rich? 
The cost of Renting 

Are you renting right now? If so you might be making your landlord rich. Don’t get me wrong I love good tenants. Tenants that pay on time and stay for a long time, but I am saying this from a landlord’s perspective. I own investment properties and my intention is for the tenants to help me built equity, as you can see in the above video.

Ask yourself why are you making your landlord rich? Is it out of convenience? Principle? Or do you need to work on your credit? Well, the first and last one can easily be overcome. Earlier today I spoke with one of my friends who wants to purchase a home but her husband isn’t convinced, so she asked me to meet her and her husband to talk some sense into him. My friends husband happens to be a veteran and has a VA loan eligibility. Well, from a Realtors perspective this is a no brainer, he should purchase a home as he can without any downpayment. They own a home in a different state which is currently rented out and they are even making a profit on that home. With the husband being VA they can purchase another property and own another VA loan totaling both loans $625 k. The VA limit in Virginia is currently $625 k.

So long story short I will be having drinks with my friend and her husband next week and explain to him why he shouldn’t be wasting money on rent. Especially since they are planning on staying in this area for longer. My friend and her husband pay $2,2000.- per months in rent. They have been renting for two years. That is 24 x 2200 which equals a lot of money paid towards the landlords mortgage and the landlords equity. The tenants don’t have any tax advantages by renting.

Yes, if you are renting you don’t have any headaches about appliances breaking down, a leaking roof or a broken down AC. The landlord will fix all this. Let me tell you a secret, yes as a landlord I pay for items that are breaking, but I happen to have a home warranty, which covers most items in my investment properties. 


If you are tired of renting and tired of making your landlord rich contact me today. (I just hope my tenants don’t see this blog post, just kidding)


Call me today at 571-446-0002 or start looking for homes online at www.ClaudiaSNelson.com

Brought To You By
Claudia S. Nelson Real Estate Team
571-446-0002
Claudia S. Nelson is an award-winning, #1 Real Estate Agent with Keller Williams of Woodbridge in Woodbridge, Virginia.  She specializes in making the home buying and selling process easy.  The home buying process has changed dramatically over the past few years.  Nowadays, most buyers start their search online when looking for a home.  Claudia S. Nelson has mastered the art of internet marketing.  The hardest part in selling a home is finding the right buyer.  With Claudia S. Nelson’s internet presence and marketing approaches, she is able to sell your Prince William County, Woodbridge VA homes and homes in Northern Virginia faster and for top dollar. To see how Claudia S. Nelson can help you sell your Woodbridge home or purchase a home in Prince William County, Nothern Virginia, Woodbridge VA, contact Claudia S. Nelson at 571-446-0002 or visit www.ClaudiaSNelson.com


The importance of getting a pre-approval

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The importance of getting a pre-approval 
Are you considering purchasing a home in or around the Woodbridge VA area? If you are in the market for a new home the very first thing you should do is getting pre-qualified by a lender.

Before you start looking at homes, before you are falling in love with a home make sure your finances are straight. You might qualify for a million dollar home, but you might not be comfortable with a mortgage payment for a million dollar home. You might have some blemishes on your credit that need to be corrected prior to purchasing a home. No matter what your situation is, contact a lender first.

As a real estate agent, I always get calls from buyers that haven’t made an application with a lender yet and I see it all the time that buyers fall in love with a certain home just to learn that they don’t yet qualify or that the monthly payment is a little bit out of their comfort zone.

Purchasing a new home is a commitment and you want to make sure your finances are where they need to be to making that step.



You can always start looking at homes until your pre-qualification or pre-approval letter is issued. You can easily look at homes on my website at: www.ClaudiaSNelson.com  Starting your search online until the lender gives you the official go ahead is always a great idea. This way you already know what homes are out there and what you might like.

If you have questions or would like to be connected with a lender contact me today at 571-446-0002


Brought To You By
Claudia S. Nelson Real Estate Team
571-446-0002
Claudia S. Nelson is an award-winning, #1 Real Estate Agent with Keller Williams of Woodbridge in Woodbridge, Virginia.  She specializes in making the home buying and selling process easy.  The home buying process has changed dramatically over the past few years.  Nowadays, most buyers start their search online when looking for a home.  Claudia S. Nelson has mastered the art of internet marketing.  The hardest part in selling a home is finding the right buyer.  With Claudia S. Nelson’s internet presence and marketing approaches, she is able to sell your Prince William County, Woodbridge VA homes and homes in Northern Virginia faster and for top dollar. To see how Claudia S. Nelson can help you sell your Woodbridge home or purchase a home in Prince William County, Nothern Virginia, Woodbridge VA, contact Claudia S. Nelson at 571-446-0002 or visit www.ClaudiaSNelson.com


Does your Woodbridge VA Home need repairs?

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Does your Woodbridge VA Home need repairs?
 
Are you looking for a good Handyman?
 
 
One of my friends recently had a leak in her roof. She was soo worried about her house and she wanted to get it fixed as soon as possible but also didn't want to spend an arm and a leg to get it all fixed. I hooked her up with one of my contractors, the contractor fixed her roof quickly and at an affordable price. She now has almost half of her roof replaced, no more leak and can sleep at night without worrying. 
 
When it comes to connecting with local contractors, I, as a Real Estate are at the front and always connect with excellent local Woodbridge and surrounding area contractors. 
 
No matter what you are looking for chances are, that I have a great connection who can help you with anything. 
 
You might be looking to getting your roof fixed, an electrical outlet or that leaking toilet, no matter what you are looking to get fixed I can connect you with someone. 

Contact me today to get connected with a local professional that can assist you with 

Brought To You By

Claudia S. Nelson Real Estate Team
571-446-0002
 
 
Claudia S. Nelson is an award-winning, #1 Real Estate Agent with Keller Williams of Woodbridge in Woodbridge, Virginia.  She specializes in making the home buying and selling process easy.  The home buying process has changed dramatically over the past few years.  Nowadays, most buyers start their search online when looking for a home.  Claudia S. Nelson has mastered the art of internet marketing.  The hardest part in selling a home is finding the right buyer.  With Claudia S. Nelson’s internet presence and marketing approaches, she is able to sell your Prince William County, Woodbridge VA homes and homes in Northern Virginia faster and for top dollar. To see how Claudia S. Nelson can help you sell your Woodbridge home or purchase a home in Prince William County, Nothern Virginia, Woodbridge VA, contact Claudia S. Nelson at 571-446-0002 or visit www.ClaudiaSNelson.com
 
 
 
 

Father’s Day Activities in Woodbridge VA

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Father's Day is Sunday, June 21, 2015
 
 
 
Brought to you by
571-446-0002
 
 
This Sunday is Father's Day.  A day we dedicate to all the Father's and Father figures in our lives.   If you are still looking for something fun to do with Dad this weekend, we are here to help!  We have compiled a list of special things to do in Woodbridge VA and surrounding areas with Dad this weekend.
 
Dale City Events
 
Woodbridge Starbucks Cruise-In/Car Show
4471 Cheshire Station Plaza, Dale City
Sunday, June 21
2 p.m.-?
Free
more information available at: Starbucks Cruise-In
 
AMF Bowling Sunday Funday
4304 Dale Blvd., Dale City
Sunday, June 21
After 6 p.m.
2 hours of unlimited bowling for $6
more information available at: AMF Bowling Dale City

 

Lorton Events
 
Rivershore Charters 90 minute boat ride/tour
Occoquan Regional Park, 9751 Ox Road, Lorton VA
Sunday, June 21
3 trips available – 3:30 p.m, 5 p.m., 6:30 p.m.
$20 for adults, $10 for children
Moe info available at: Rivershore Charters
 
Manassas Events
 
Father's Day Skate at SkateNFun Zone
7878 Sudley Road , Manassas
Sunday, June 21
Noon to 5 p.m.
Father's get in FREE, general admission $7.50, Skate rentals $4.50
more information available at:  http://skatenfunzone.com
 
Manassas Wine & Jazz Festival
Manassas Museum Lawn (bring your lawn chairs)
Sunday, June 21
Noon to 7 p.m.
$30 in advance, $35 the day of event for tasters, children under 10 free
more info available at: Manassas Wine & Jazz Festival
 
Woodbridge Events
 
Gander Mountain
14011 Worth Ave, Woodbridge
Design a lure for Dad (paint a lure), Design and make Father's Day card
Saturday, June 20 from 10 a.m. to 2 p.m
FREE craft project for kids to give to dad for Father's Day
more information available at:  Gander Mountain Saturday, June 20
 
Father's Day Brunch at Ikea Restaurant
2901 Potomac Mills Circle, Woodbridge
Sunday, June 21
9:30 a.m. to 2 p.m.
$11.99 per person/$4.99 kids
more information available at:  Ikea Potomac Mills Events
 
Potomac Nationals Game (Nationals vs. Carolina)
Father's Day Picnic before the game for additional $7
7 County Complex Court, Woodbridge
Sunday, June 21
Picnic Noon to 1 p.m.
Game Starts at 1:05 p.m.
tickets range $9-$16 a seat
more information available at: Potomac Nationals Baseball Woodbridge
 
Laser Quest, Laser Tag
14517 Potomac Mills Road, Woodbridge
Sunday, June 21
Dad's play for FREE, $9 per game
For more
more information available at: Laser Quest Potomac Mills
  
 
We hope you found this list helpful in coming with ideas and things to do for Father's Day in Woodbridge and surrounding areas including Dale City and Manassas.  For more information about these events, please click on the links.
    
 
 
Happy Father's Day Video
Brought To You By
Claudia S. Nelson Real Estate Team
571-446-0002
 
 
Claudia S. Nelson is the award winning, #1 Real Estate Agent with Keller Williams of Woodbridge in Woodbridge, Virginia.  She specializes in making the home buying and selling process easy.  The home buying process has changed dramatically over the last few years.  Nowadays, most buyers start their search online when looking for a home.  Claudia S. Nelson has mastered the art of internet marketing the homes she lists.  The hardest part in selling a home is finding the right buyer.  With Claudia S. Nelson's internet presence and marketing approaches, she is able to sell Woodbridge homes and homes in Northern Virginia faster and for top dollar. To see how Claudia S. Nelson can help you sell your Woodbridge home or purchase a home in Woodbridge VA, contact Claudia S. Nelson at 571-446-0002 or visit her website at www.ClaudiaSNelson.com



Sport Bars in Woodbridge VA

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Sport Bars in Woodbridge VA 


There are many great sport bars in Woodbridge VA to watch games with other fans. These places offer great food and drinks and, of course, the entertainment. There are some sports that I love watching with friends at a bar, in particular, World Cup Soccer and recently I also watched NBA Playoffs at bars. So here are my picks:

The All American Steak House
I have been watching the soccer world cup at the All American Steak House with all my other German friends and we had a blast. They normally don’t crank up the AC very high so you can actually enjoy it and are not freezing, great food and drinks and of course they have plenty of large screen TV’s to show the games. Whatever you desire. 

The Bungalow Alehouse
I recently went there to watching the NBA playoffs and it was a nice place, great company and, of course, a great game. The Bungalow Alehouse is conveniently located on Prince William County Pkwy also have pool tables at the Bungalow Alehouse in Woodbridge. If you haven’t been there you should check it out. 

Brittany
Located in the heart of Lake Ridge Brittany is a great place to watching sports games. They also offer pool tables and live music on the weekend. The only thing I don’t like about the bar section that they allow smoking. For a non smoker like me not much fun being around all the smoke other than that great place. They also offer excellent wings. They are delicious and if you have not tried Wings at Brittany’s you should definitely. 

Buffalo Wild Wings 
This place gets very busy especially during the playoffs. I went there to watch the superbowl. Lots and lots of screens to watch and always a good atmosphere. I have not tried their wings, but they seemed very popular. Also, they have a great happy hour. 

L & B’s Sports Bar
This place is conveniently located close to where I live and where some of my co-workers and friends live. They offer great pizza and always have great deals. Located in the Mapledale Plaza in Woodbridge this is definitely a hidden gem. 

There are many more places to watch sports but these are just some of my suggestions, please feel free to adding on to this list. 






1102 Mapleton St, Woodbridge VA 22191 for Sale by Claudia S. Nelson with Keller Williams Realty

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1102 Mapleton St, Woodbridge VA 22191 
for Sale by Claudia S. Nelson with Keller Williams Realty
One Level Living at its best. This beautiful and well kept single family home is located at the Potomac River with a beautiful Waterview and access to the community beach. If you enjoy the waterfront living you should consider this home. Although not directly located at the waterfront but you will enjoy a beautiful water view.

The current owner enjoyed living in this beautiful waterfront community in Woodbridge VA very much. This is an excellent value for living in a Waterfont community with access to a private beach for residents only.

View the full property listing click here

Enjoy Waterfront & Waterview living check out this home, there is no better value in Woodbridge VA available.

Woodbridge Virginia Spring Real Estate Market Update

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Woodbridge Virginia 
Spring Real Estate Market Update 


The Woodbridge VA Real Estate market is heating up. Over the past couple of days I was able to ratify several contracts. Several of my listings are no longer available as they are now under contract with some happy Woodbridge VA area Home buyers. 

The Woodbridge VA spring real estate market has been in full swing as many home buyers are looking to take advantage of still low interest rates. Experts believe interest rates will go up over the next couple of months, but keep in mind no one has a crystal bowl. Fact is that currently interest rates are low and prices are still affordable.

If you are thinking about buying a home don’t wait now is the time.




There is a good amount of inventory of Woodbridge VA area homes for sale. Here are some examples of whats currently for sale in the Woodbridge VA area:

Get more free home buyers tips right here from Woodbridge VA award winning Real Estate Agent Claudia S. Nelson. Click here for your free tips.

Most of the sales are still regular sales which is great as this means home sellers will be able to purchase their move up home or move down home. This is what I am seeing quite a lot right now. Home sellers that are looking to either moving up or down are selling their home and at the same time purchasing a new bigger or smaller home in the Woodbridge VA area or they might even be moving out of state.

Are you looking to downsize or move to a bigger home? Whatever Real Estate needs you have me and my team would be happy to assisting you.

If you are looking to sell your Woodbridge VA area home I would be happy to assisting you. Call me today at 571-446-0002


If you are simply interested in finding out what your Woodbridge VA area home is worth click here 

Staging Tips for Woodbridge VA area Home Sellers click here



Woodbridge VA Real Estate Statistics April 2015

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Woodbridge VA Real Estate Statistics April 2015, by Claudia S. Nelson with Keller Williams Realty in Woodbridge VA, Call 571-446-0002 or www.ClaudiaSNelson.com 



Woodbridge VA Real Estate News for April 2015



I just checked the NAR Real Estate Statistics for
projected home sales and its looking good for the Woodbridge VA area.  The national
projected homes sales for April 2015 rose to $4.9 million up from March’s
numbers.  The National home price is up
2.5% from last month and 7.6% from last year! 
This puts the National Real Estate Median Price at $203,000 up from
$199,000 for March 2015 median home prices. 
In the Woodbridge Virginia Real Estate numbers, we have seen
107 new listings in April from April 1 to April 8.  The median price for newly listed (Woodbridge
homes listed in April so far) at $355,158. 
In this same time frame, April 1-April 8, Woodbridge had 31 home sales,
closings.  For the 31 homes that closed
in Woodbridge Virginia so far this month, the average days on the market was
41.


We see this as great news for Woodbridge VA and Prince William County Home sellers and the Woodbridge Virginia real estate market.  If you are thinking about selling your home,
now is the perfect time to get is sold quickly and for the most money. If you are looking to find out what your Woodbridge VA area home is worth in today’s Woodbridge VA Real Estate market click right here. 





To learn more about Woodbridge VA and surrounding area real estate market
trends visit my market insider tips. From my Market
Insider tab, you are able to customize the real estate trends for your zip
code.

If you would like to learn more about the current real
estate market in Woodbridge, Lake Ridge and surrounding areas, contact me at 571-446-0002 or check out my blog at www.SoldinNoVA.com


What is my Woodbridge VA Area Home worth?

Track Woodbridge VA Real Estate Trends


About the author Claudia S. Nelson: Claudia S. Nelson, award-winning Realtor with Keller Williams Realty of Woodbridge, is currently tracking real estate trends and market statistics for Prince William County, Woodbridge Virginia with MRIS and National Real Estate numbers provided by the National Association of Realtors.

Public Service Announcement from Award Winning Realtor Claudia S. Nelson

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https://youtu.be/8opjKs8NcDc
Click on this link to watch video
 
Claudia S. Nelson
571-446-0002
www.ClaudiaSNelson.com
 
Keller Williams Realty of Woodbridge’s, #1 Realtor, Claudia S. Nelson Real Estate Team has created a fun video for this Wednesday morning. 
 
Nelson has become the #1 Top Producing agent for Keller Williams Realty in Woodbridge by her strong work ethic and her passion for always looking out for her clients.  This is once again evident with Claudia S. Nelson’s recent video labeled, “Public Service Announcement From Award Winning Real Estate Agent, Claudia S. Nelson”. 
 
Claudia S. Nelson has always been and forever will be known as the agent always looking out for her client!
 
Provided by Claudia S. Nelson, an award winning Real Estate Agent
with Keller Williams Realty in Woodbridge Virginia. http://www.claudiasnelson.com/ or http://SoldinNova.com Claudia can be
reached by phone at 571-446-0002.